How I Became A Millionaire By Age 30

3 Money Moves

In May of 2020, I was featured in my first ever published article with Business Insider. In this post, I’m going to share my 3 favorite financial tips that helped me become a millionaire before I turned 30.

Today, I’m 32, and I’m now actually a multi-millionaire! No matter your financial goals, I promise these strategies will have you on your way to financial freedom. Now, for me, it was not a romantic journey; it was a struggle! Twelve years ago, I was a senior in college who dreamed of being where I am now. It takes hustle and hard work, but I promise it all pays off in the end.

My Analysis

The article kicks off by saying that I am a self-made millionaire who started off broke. There’s one thing wrong with this sentence (and it’s not the part about being broke). I want to clarify that my parents worked their asses off to help me succeed. Both my mom and dad grew up in poverty yet they made it their life’s goal to someday pay for my sister and me’s college so we could walk away debt-free. I am very far from “self-made”.

The second bullet point in the article states that “he avoided bad debt, spent wisely, built an emergency fund, and invested in a diversified portfolio”. These facts are right on. I believe credit cards are the American dream killer. Too many people are getting credit cards when they have no sense of how to manage money or even use one in the first place. It’s frustrating, but I can’t blame these people. Without proper financial education, how else are you supposed to know what to do?

I’m extremely grateful that my parents taught me how to use a credit card responsibly. No matter your age, credit card knowledge, and financial literacy are a must.

The next bullet point talks about my multiple streams of income. I think this is something that has truly changed my life and has forced me to think in an entrepreneurial fashion. I knew that my job at the call center wasn’t going to make me any more money; it wasn’t a sales job and my raise probably only be 1%. So, I started my YouTube channel in hopes of opening another line of revenue. I didn’t see a profit for years. I…