How I Retired at 31 / FIRE

Even when I made $27k per year when I was 21 I never lived paycheck to paycheck. PLUS with that salary I still contributed 8% to my retirement.

This is the blackhole we all face: LIVING OUT OF YOUR MEANS.

We live in a society of ‘flexing’ aka societal pressures to look your best, dress your best, drive the best. As if everything you buy is some how tied to your personal identity.

This is a recipe for disaster that most people I know struggle with. How is it that even when my salary was $27k a year which is $2,250 before taxes I still managed to save, invest, and live a good life!

It’s because I didn’t care about what other people think! In fact I remember my parents visited the place I was renting at that time (which wasn’t nice at all) and I could tell just by the look on there face they were troubled haha — but I didn’t care! I wasn’t going to live in a place I really couldn’t afford just to get there approval on my ‘lifestyle’

It doesn’t matter if you make $27k, $50k, or $100k per year all that matters how much you save. A person who makes $40k but saves $10,000 a year is far wealthier than someone who has a salary of $70k but lives pay check to paycheck.

If you live paycheck to paycheck or have racked up credit card debt… this maybe a hard truth to swallow but the…